Insurance is one those things you pay all your life for, no questions asked, all is fine, they take your money. And as soon as you make a claim or something happens, they never want to payout or help, just fight you on everything if it cost them any of your money.
But think about how much you have paid them over the years, prob way more than 6500, but that's life, not like we have a choice. Gotta have to cover your ass.
Only thing a nice car will get you is a gold digger. What happened to falling in love, no matter if I'm on a bus, or driving a nice car. No offense tho, I do like nice cars.