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I guess they have to change of companyI forgot if it was health insurance or something else, too lazy to look up right now.
Women do pay more for insurance when they are younger. Then when they get older and more mature they pay less. Same with men. So it takes different ages into account. And it tends to equalize more as they get older.
They also look at it in an individual case by case. If you are a reckless female driver then you’ll be more of a risk to your insurer and will pay more regardless of gender.
Corporations don't like reducing their price