Have to put off getting a Switch, I've let you all down

I almost never make threads on here, for a variety of reasons, most of them trivial but I digress. Yesterday I had a helluva financial-related emergency, as some know I've had to pay for dental-related bills during my period of unemployment and as a result, have a myriad of bills to pay. So yes, I'm in debt and it has cause me tremendous amounts of anxiety and stress, and for what it's worth, to start off I want to apologize to every single one of you who I know I have offended, upset, and so on, this isn't for me at all to confess, but I feel that I should do so. Now on to the main purpose of my thread, as a result of having to make payments yesterday, and then realizing how much the Switch is going to cost me, I've come to the very hard decision of putting off the Switch for a while yet; if this for any reason lets you guys down or cause you to lose what little respect you have for me, I want to apologize as well.

Believe me, I wanted to get one on launch as much as many of you did, but when I preorded it, I wasn't thinking straight and dived right in. I'm going to be using my tax refund to pay off my debt as well, and while I have a job, I have to be extremely careful on what I spend it on, notably bills. Maybe for my birthday I'll get a game or two, so special occasions like that, but for a big investment like the Switch, I'm going to have to put it off till I can free myself from the hellacious enslavement that is financial debt.

I don't know what to do anymore, I'm so overwhelmed, so very stress and anxious about my financial situation :(

Granted I still have my Wii U, and I plan on using it for some time, I may end up getting the Wii U version of Breath of the Wild in lieu of the Switch version. I still have quite a backlog as well, Virtual Console games, Super Smash Bros with my former roommates, I still have plenty of games I can play on there in the mean time.:unsure:
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No one is going to lose respect for you because you can't afford a launch day switch.

If anything the mood around here seems to be "wait and see" for the switch. A lot of users are very turned off by its poor launch lineup.

Wait until you can afford it, and maybe by that time Mario Odyssey will be out - and you can buy a bundle or something.
 
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See if you can consolidate the debt? Maybe if you're currently unemployed your dentist might offer a program to assist you, even if it means starting smaller payments with a slightly higher interest rate or severely reducing the bill? Maybe you could sell the Switch pre-order for a higher price and do whatever with the cash? I know people who sold FE:Fates Special Edition for $200.00 after their initial $80.00 purchase.

Maybe a go fund me? Wouldn't hurt more than whatever the need was for your dental surgery.
 
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Take care of yourself first and foremost. Current wants should never trump necessity. Anyone who can't respect that isn't worth being respected by in the first place.

Best of luck with your financial situation. I've been there and it ain't fun.
 
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I never planned on getting a Switch since I've just gone off games for some reason. I don't really see why people would make a fuss about you not buying a console though.
 
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@H1B1Esquire I've toyed with the idea of GoFundMe, but I don't feel right doing it, as that would be a surefire way to cause people to be indignant with me. Or so that's how I feel. My parents use a calender
system on a grid for their mortgage, etc and it seems to be an effective system. I may need to do the same or similar kind of system to keeping track.

@osaka35 I may end up getting the Wii U version at some point, and the Switch at a much later date.

@Bubsy Bobcat I overthink is most of the reason why, just trying to envision how I can pay off my debts is all, mostly.
 
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Stress, irrational illogical thoughts associated with anxiety mostly. I preordered it on a whim and have since cancelled the order. Venting mostly, tempted to find a way to get some extra cash, but I don't dare ask others for help (GoFundMe), etc.
 
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You would rather get teeth over a Switch? I HATE YOU!

But yeah really talking as someone who has played one you arent missing out on much, besides you have a Wii U already dont you? The only game worth owning for six months after launch is coming out on that anyway.
 
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The Switch can wait, it ain't going anywhere anytime soon, teeth, and other debts are more vital, one step at a time, thank you guys again for your support. Already have a modded Wii U, yeah.
 
Maybe this is your calling to gofundme+youtube/twitch/etc,?

I was looking at a video about the new poke plago exploit (1/31/17 @11:59pm minute exploit) for multi-farming, clicked on a related video about someone who was trying to get a capture card and while I don't believe it was a gofundme, they got funded.
I'm sure people would assist you.

Or maybe make a gofundme for your dental bill and repay people by doing unboxing and gameplay streams of Switch?
----
Well, shoot that idea in the face with a harpoon.
 
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Maybe, I don't have any good mic/headset to do Twitch/YT streaming, I mean I know it's legal to do it, but I still feel kinda bad. I know some people sell art on Patreon, but that has mixed results. I'll look at the GoFundMe site to see what I can scrounge.
 
I say go for it
It won't hurt, the worst that'll happen is you don't get funded and @DinohScene calls you out for it :ha:
The best is, you'll get funded
 
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Fuck the switch. Wait atleast until more first party games are announced. I'm waiting until atleast Mario odyssey before entertaining the idea.
 
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Should I start a GoFundMe to at least mitigate some or maybe all of the costs? I still feel bad for asking others for help, you know? Don't even know which category as it's both college and medical related
 
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Consolidate your debt or ask for a student loan forgiveness program. You could probably also check into deferred payments, reduced payments, or try getting back into school for another loan to pay off the dental bills while you're unemployed. I forget how it fully works fully, but it's a viable strategy.

I've seen a lot of people do really stupid things....like giving money to rich people to dig a hole for nothing. Don't feel bad if you're honest.

Think of itnlike this, do you want to stress yourself out for nothing and make your life worse with all the problems stress causes or take a chance at making your life a little easier and possibly making a positive situation out of a problem?
 
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I don't know, exactly, I took out a Stafford loan back in 2009 (yeah, it's been a while), and it's been plaguing me; I don't want to get another loan to take care of the bills, but that's just me. I appreciate the suggestion, don't get me wrong, I just don't know what category I set up the GoFundMe as as it's both medical and student related.
 
Tough choice. The medical really won't affect you as much as the school and there are more consolidation programs for medical debt. Maybe do both or go for which ever is higher.

I'd like to think that the school loan has a pretty decent APR, but with $50.00 minimal payments....that's a lot of interest. If you keep paying the minimal on your school debt, by 2019 you can apply to have it forgiven, I believe.
 
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