While it's not the most user-friendly solution, if your system breaks, you can contact Nintendo with your serial code and Club Nintendo account and they'll replace it or refund it for you on a new system.
How important is the Club Nintendo account? Sweden's not a part of any of the major Club Nintendo's around the world. We do have one Swedish site that has ~6 months old news and ad's for "upcoming" games released several months ago.
Sweden's not a part of the European CN, unlike,.... South Africa.... >_> Haha!
That's one part of the problem solved at least, but that price for something digital isn't for me either. I always want something physical, whether it's games or music or books.