But... but college graduates earn an average of $70k per year!!! At LEAST. Unless you were a dumbass who took a liberal arts degree, or you got licensed in something like hairstyling or had a psych major. Music degrees tend not to pay very well.
But... but if you have a diploma, you earn more than ANY high schooler, by at least forty grand per year! Having ANY degree makes you more employable, everywhere, so you naturally should have more disposable income than anyone else who doesn't have a student loan debt to pay off.
Isn't that why you got the degree in the first place? So you WOULDN'T be in poverty?
You were less than cordial on your first message to me. I tend to mirror behavior.
I also admit my strong, strong bias and distaste for anyone who wants their loan that THEY willingly took to be paid for by other people, or to be forgiven. I find that type of mentality to be despicable and detestable, and make no apology for it.
A man or woman of integrity keeps their word. If you make a promise, you keep it. You don't wait for someone to let you off the hook.